Digital Health Spending Accounts (HSA) in Canada

Health & Wellness Spending Accounts

Pay-As-You-Use. Cancel Anytime.

No long-term contracts. Flexible payment options with no upfront fees.

Worry-Free Compliance

Know exactly what is eligible under CRA guidelines—no confusing insurance language.

Effortless Plan Management

A fully digital, self-serve platform that reviews, processes, and manages employee claims on autopilot.

Unmatched Flexibility

Boost employee retention by giving your team the ultimate perk: the freedom to spend on the care they genuinely want.

Choose the Right Plan for Your Business

Incorporated Individuals

Single User

Ideal for professionals like Doctors, Lawyers, Consultants, and other self-employed individuals.

Business With Employees

More than 1 employee

Transform your benefits package, reduce costs, boost employee retention, with transparent and flexible health plans.

The Wellbytes Difference

Zero Upfront Fees

No upfront payment required. Wellbytes’ flexible plan is 100% free until you make a claim.

Pay-As-You-Go

You pay $0 unless claims are reimbursed. Get covered today and enjoy flexibility as you go.

Claims Paid in 48 Hours

No PDFs, no scanners. Simply snap a photo in the Wellbytes app, and we’ll take care of the rest.

Powerful, Proprietary CRM

Efficiently manage benefits, track claims, and optimize health spending for your business through our mobile app.

Expert Help, Anytime

Quick responses from real HSA experts, available for both employers and employees.

No bots. No guesswork

Still wondering how it works?

Talk to an expert

Flexible, Transparent Coverage for Eligible Health Expenses

Wellbytes HSA adapts to your needs while remaining fully aligned with CRA guidelines.

Prescription Drug

Prescribed by a licensed practitioner, including asthma inhalers, blood pressure medication, cholesterol medication, diabetes medication, antibiotics, and more.

Dental Care

Cleanings, exams, X-rays, fillings, crowns, root canals, night guards, dentures, and braces or orthodontics.

Vision Care

Eye exams, prescription glasses, contact lenses, and prescription sunglasses.

Paramedical Services

Physiotherapy, massage therapy, chiropractic care, psychology, therapy, and more.

Devices & Supplies

CPAP machines and supplies, hearing aids, diabetic supplies, and more.

Diagnostics

Lab tests and diagnostic imaging not covered elsewhere, where eligible.

Mental Health

Psychology, psychotherapy, and counselling.

Orthotics & Mobility

Braces, walkers, canes, and custom orthotics.

Hearing Care

Hearing tests, hearing aids, batteries, and accessories.

Fertility Care

Fertility treatments and prescribed fertility medications.

Medical Travel

Eligible medical travel costs, including transit and accommodation.

Bank-Grade Security. Audit-Ready Standards.

Confidence in Compliance

Our system helps ensure claims are reviewed in accordance with CRA guidelines, with securely stored, audit-ready documentation for worry-free recordkeeping.

Peace of Mind with Proven Security

Our SOC 2 Type II certification ensures your data is handled with the highest standards of security, availability, and confidentiality. Trusted by leading financial institutions.

Fully-Insured, Always Secure

Your deposits are held in trust with a Schedule I Canadian bank and protected by CDIC insurance, helping ensure the safety of your funds.

Your data stays in Canada. Your records stay audit-ready.

Simple. Powerful.

Built for Employers and Employees.

Seamless Claims in Seconds. Just snap a photo, submit, and enjoy fast, paperless claim processing.
Don’t wait weeks. Receive reimbursements quickly, directly in your bank account.
Say goodbye to paperwork and enjoy a hassle-free experience.
Instant Awareness. Automated updates keep you informed and in control

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